Membership has its perks!
All members of OUR Community Dollar can now take advantage of exclusive, preferred discounted rates for credit and debit card acceptance, E-commerce, and point-of-sale solutions thanks to a partnership between OUR Community Dollar and Armour Payments, one of Canada’s leading merchant service providers.
In addition to receiving our preferred credit and debit pricing as a member, you will also enjoy the benefits of no application fees or hidden fees. This indicates that you can reduce the cost of your credit and debit card purchases while avoiding unforeseen fees related to card processing thanks to fully transparent pricing.
For businesses, Armour offers a wide range of reliable solutions, such as mobile payments, on-the-go payments, POS systems for restaurants and retail stores, unattended kiosks, online and in-store payments, and gift and loyalty card programmes.
Looking to compare your current fees?
Let Armour demonstrate what you might be able to save! Talk to an Armour representative for a cost comparison to see how this product contrasts with your current payment processing.
or call:
1-855-427-6687 ext 1
Interchange/Wholesale Discount + Other Payment Brand Fees, Set by Visa, Mastercard, Amex, Discover and, Union Pay
Preferred Our Community Dollar Rates
Processing Fee 0.27%
Acquirer License Fee 0.02%
Cross Border / INT 1.00%
(at Cost No Markup)
Processing Fee 0.27%
Acquirer License Fee 0.00%
Cross Border / INT 1.20%
(at Cost No Markup)
Processing Fee 0.27%
Acquirer License Fee 0.00%
Cross Border / INT 0.80%
(at Cost No Markup)
Processing Fee 0.27%
Acquirer License Fee 0.00%
Cross Border / INT 0.40%
(at Cost No Markup)
Processing Fee 0.27%
Acquirer License Fee 0.00%
Cross Border / INT 0.00%
Per Transaction $0.049
Interac Flash $0.02 – $0.035
(Set by Interac® Pass Through Cost)
Pass Through Cost
Pass Through Cost
ARMOUR Setup & Monthly Fees
| Setup & Application Fee | $0.00 |
| Monthly Admin Fee | $4.95 |
| On-Site Terminal Setup & Training | $0.00 |
| Online Merchant Portal | $0.00 |
| PCI Monthly Fees | $0.00 |
| Digital & Paper Statements | $0.00 |
*Interchange is the raw cost of each card as dictated by the card brands. This pricing structure is a transparent offering where we will transfer the interchange cost directly to you. Our markup will then be charged on the total volume processed at the end of the month. All fees and rates are subject to change as set out in the Merchant Agreement. For full pricing details, please refer to your Merchant Agreement.
Mobile & Tablet Solutions
Armour Mobile Pay
$19.95 Monthly Rental Fee
One-time Setup Fee $45.00
Take a variety of payment methods wherever your business takes you with a MobilePay pin-pad solution.
- Easily & securely pairs with your iOS, Android or Amazon Fire device via Bluetooth
- Add inventory and sell directly within the MobilePay App
- Email receipts to customers
- Supports Contactless Payments
- Send customers invoices with a payment link
In-store Countertop Solution
DESK 5000
$25.99 Monthly Rental Fee
One-time Setup Fee $45.00
- Robust Design, Compact Size
- Fits on any Countertop
- Vivid colour display touch screen
- Build in Apps
- Compatible with semi-integration
- Contactless Payments
- Built in Advanced tipping functionality
DESK 5000 w/ 1500 PIN PAD
$29.99 Monthly Rental Fee
One-time Setup Fee $45.00
- Semi-Integrated PIN pad that integrates with most POS softwares
- Secure payment acceptance at checkout
- Accepts EMV, magstripe and NFC/contactless payments quickly and easily
- Connects with Ingenico Group’s Desk series terminals with a single USB cable
- Compatible with Ingenico Desk 5000 countertop terminal
Wireless Terminals Short/Long Range (Pay@theTable)
PAX A920 SMART TERMINAL
$27.99 Monthly Rental Fee
One-time Setup Fee $45.00
- Powered by Android 7.1
- Cortex A7 processor
- 5″ capacitive touch screen
- 4G + WiFi + Bluetooth+ GPS
- 5250mAh capacity battery
- Front & rear cameras
- NFC contactless, PIN on glass
- PCI PTS 5.x SRED
- ATEX certified
- Optional Docking Station
- Contactless + chip & PIN + magstripe
- Curb side pick up
- Trade shows
- Bell, Telus or Rogers 4G Sim
- Pay@theTable
AXIUM DX 8000 SMART TERMINAL
$27.99 Monthly Rental Fee
One-time Setup Fee $45.00
-
Rich business applications ecosystem/Unified APIs
-
Business-centric user-friendly interface
-
Safe and secure payment
- 4G + WiFi + Bluetooth+ GPS
-
All payment options
-
Maximized network availability
-
Cloud Services capabilities
-
High-level performance with a long-lasting battery, up to 6″ screen, and front and rear cameras
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Boosted power with best-in-class processor and memory capacity
MOVE 5000
$27.99 Monthly Rental Fee
One-time Setup Fee $45.00
- Take wireless payments on the go anywhere in Canada
- Never disconnect via automatic network switching
- Telus, Rogers, Bluetooth & Wi-FI Connectivity
- Build-in advanced tipping functionality
- Contactless Payments
- Built-in Apps
SIM & Data fees are applicable for long-range wireless terminals*
eCommerce
eCommerce & Hosted Checkout / Virtual Terminal
$9.99 Monthly Rental Fee
One-time Setup Fee $45.00
- Take card payments over the phone with a hosted payment gateway
- Accept payments online with a hosted checkout page
- Simplify transactions with secure card storage
- Featuring Online Billing, Invoicing Tools & Automated Recurring Payment Structure
- Create “Pay Later” payment plans
- Transaction Encryption & tokenization
- 3D Secure for fraud prevention and verification
- Embed a QR Code on your website or invoices
Point of Sale Solution
Complete POS
Contact us for customized pricing
- QSR, Full Service, Fine Dining
- Easy Setup & User Friendly
- Payment Processing Integration
- Accepts Contactless Payments
- Accepts Reservations, Bookings & Timed Pickups
- Features Inventory Management
- Integrates with online ordering platforms
- Tracks Employee Hours
- Integrates with Uber Eats, Skip the Dishes and Doordash
or call:
1-855-427-6687 ext 1